Ownership Cost Calculator
Estimate annual holding costs across taxes, maintenance, and professional services.
How this calculator works
Enter your property's tax-assessed value (the value used to calculate property tax) and, if it is rented, its annual rent. Add costs such as property tax, building or community fees, insurance, repairs, or management. The calculator uses the rates and amounts you enter, turns monthly fees into yearly costs, and shows both the annual total and monthly average.
Property value (cadastral)
Used to estimate annual predial taxes. Enter the assessed value in MXN.
Property Taxes (Predial)
Typical annual rate: 0.1% - 0.15% of cadastral value
Paid annually based on government-assessed value. Discounts often available for early payment.
Estimated annual cost
$0
USD reference: $0
Homeowners Association (HOA) Fees
OptionalTypical monthly fee: MXN 2,000 – 6,000
Mandatory for condos/gated communities; covers shared amenities, security, and maintenance.
Estimated annual cost
$0
USD reference: $0
Fideicomiso (Bank Trust) Fee
Typical annual fee: MXN 10,000 – 20,000 ($500 - $900 USD)
Required for foreign owners in restricted zones (coasts/borders). Paid to the trustee bank.
Are you a foreign owner with property in a restricted zone (coastal/border)?
Estimated annual cost
$0
USD reference: $0
Insurance
OptionalTypical annual premium: MXN 8,000 – 20,000 (coverage dependent)
Recommended for natural disaster coverage (hurricanes, earthquakes) and theft.
Estimated annual cost
$0
USD reference: $0
Property Management Fees
OptionalTypical: 8% - 15% of annual rental income
Applied if renting the property out and using a third-party management service.
Annual rental income
Estimated annual cost
$0
USD reference: $0
Ownership Cost Summary
Mandatory costs
$0
USD reference: $0
Optional costs
$0
USD reference: $0
Total annual ownership cost
$0
USD reference: $0
Monthly average
$0
USD reference: $0
Actual costs vary by municipality, property type, and service level. Consult local professionals for precise budgeting.